General contractor in Chattanooga, TN

Most standard homeowners policies cover sudden storm damage from hail and wind, but the coverage depends on your specific policy terms, your deductible, and how the damage is documented. Tennessee homeowners sometimes find that an adjuster's initial estimate misses items or undervalues the scope of repairs needed. Having someone with adjuster experience review the damage before the claim is closed can make a significant difference in what gets covered.

The process starts with a roof inspection to identify and document all storm-related damage, including items that are not visible from the ground. Once damage is confirmed, you file a claim with your insurance carrier, and they assign an adjuster to inspect the property. The adjuster produces a scope of loss and a payment estimate. If that estimate misses damage or undervalues the repair scope, a supplement can be submitted with supporting documentation. After the claim is settled, repairs are scheduled and completed, and the final payment is released once the work is done. Our background as licensed insurance adjusters means we understand each step of this process and can help you avoid the gaps where claims commonly fall short.

Repair is appropriate when damage is limited to a specific area, such as a section of missing shingles or a failed flashing around a vent. Replacement is the right call when hail has bruised the granule layer across the entire roof surface, when wind has lifted shingles in multiple locations, or when the roof was already near the end of its lifespan before the storm hit. A professional inspection after any significant weather event is the most reliable way to make that determination.

Yes. Our work includes restoration and complete renovation projects for hotel properties, and we bring that same construction capability to commercial roofing in Chattanooga. Commercial projects often involve low-slope or flat roofing systems, building envelope repairs, and coordination with commercial insurance policies, all of which we handle as part of our full-service construction scope.